Board and Committees

PHILIP LYNCH

Chairman of the Board

Mr. Lynch serves as the founding Partner of Stem Capital Partners, a private investment firm established in 2013. Stem Capital Partners boasts a diverse portfolio, including Acclime (since 2019), Hyphen Group (since 2015), and APA Investments (since 2019), among others.

Before his tenure at Stem Capital Partners, Mr. Lynch held various roles at Lehman Brothers, commencing his career as an Analyst in 1987. During his time at Lehman Brothers, he assumed significant leadership positions, such as Co-head of Asia Pacific Investment Banking (1999-2002), Head of European Financing (2003-2006), and Co-head of European Equities (2007-2008). Following the acquisition of Lehman Brothers' European, Middle Eastern, and Asian operations by Nomura, Mr. Lynch transitioned to roles including CEO of Middle East and Africa (2008-2010) and subsequently CEO of Asia Pacific and Middle East (2010-2012) at Nomura.

Mr. Lynch obtained his Bachelor's Degree in History from Yale University in 1987.

ALAN ROY V. TORIO 

Mr. Torio has a wealth of experience, having spent 13 years in Philippine banks and 11 years in various senior roles in the Middle East, including as Senior Vice President of the Wholesale Credit Risk Division at Gulf International Bank. With over 20 years of expertise in Credit and Corporate/Commercial Banking, he has handled tasks such as loan marketing, evaluation approval, and overseeing/maintaining loan portfolios. His educational background includes a Bachelor's degree from Ateneo de Manila University and an MBA from the University of the Philippines.

In his capacity as the Chief Executive Officer (CEO) and President, Mr. Torio serves as a Director of the Bank and reports directly to the Board. He is responsible for overseeing the Bank's business and assets, as well as creating and implementing corporate objectives and policies. Mr. Torio also develops long-term projects, plans, and programs for the Board's approval. Furthermore, he ensures the proper and efficient execution of all Board orders and resolutions, as well as compliance with the rules and regulations of the Bangko Sentral ng Pilipinas.

ROBERT B. JORDAN JR. 

Besides serving as a Director, Mr. Jordan holds the position of Chief Executive Officer in several companies within the Asialink Group of Companies. These include Asialink Finance Corporation, Global Dominion Financing Inc., South Asialink Credit Corp, Westpoint Collection and Business Services, Inc., Annapolis Credit Management Services, First Maharlika Collection Services, Forbes Financial Consultancy Corp., and Sparta Credit and Collection.

His career began as an Account Officer at RCBC (1991-1992) and later as an Assistant Vice President at UCPB (1994-2001).

He completed his Bachelor of Arts in Economics at the University of the Philippines and earned a Master’s Degree in Business Administration from Ateneo de Manila University.

MICHAEL A. BAUTISTA  

Mr. Bautista belongs to the third generation of the family of the late TRBank founder, Atty. Protasio Amonoy Sr. His career began as an Associate at the accounting firm SGV and Co. Following this, he served as an Accountant for Taiwan's U-Land Airlines. In the early 2000s, he commenced his journey at TRBank as a management trainee, gradually advancing to Senior Management. A Certified Public Accountant, he graduated with honors in BS Accountancy from the University of Santo Tomas.

As the Chief Branch Banking Officer (CBBO), his responsibilities include overseeing the performance and targets of the branches. He aids the President and CEO in the bank's growth, offering leadership, management, and vision essential for establishing proper operational controls and reporting procedures to uphold financial strength and operational efficiency.

ATTY. RAY ANTHONY FAJARITO 

He serves as an Independent Director for Asialink Finance Corporation (since 2012), South Asialink Finance Corp. (since 2017), and Global Dominion Finance (since 2015). Additionally, Atty. Fajarito has been a faculty member at San Beda College Alabang Law School (since 2013) and Centro Escolar University (since 2015).

Prior to his current role at the Bank, he held positions such as President at Walcom Bio-chemicals Philippines, Inc. (2010-2012), Assistant to the President at Winglee Shipping Philippines, Inc. (1996-2002), and Associate at Tinga Fuentes Tagle and Associates (1987-1996) and Nogales Law Offices (1986-1987). He also worked as an Audit Examiner at Sulu Management Corporation in 1983. With over 20 years of professional experience, he has practiced his profession diligently.

He earned his Bachelor of Science Degree in Business Administration with a major in Accounting from the University of the East in 1981. Later, he completed his Law Degree at Ateneo de Manila University in 1986, where he ranked among the top 20 passers during the Bar Exam.

CHITO FRANCISCO R. DIZON 

Mr. Dizon holds director positions in First Maharlika Collection (since 2005), Sparta Collection Corp. (since 2008), Westpoint Collection Corp. (since 2008), Annapolis Collection Corp. (since 2008), and Consult Asia Manpower (since 2008). Additionally, he serves as the President of ALFC Insurance Corp. (since 2004), President of Forbes Financial Consultancy Corp. (since 2004), and Vice-President of Credit Operations at Asialink Finance Corp. (since 2002).

Mr. Dizon is also the owner of MCD2 Trading Corporation, established in 2012.

His career commenced in 1990 at UCPB as an Economic Researcher, progressing to Account Officer, specializing in the SME sector until 1999. Subsequently, he held Account Officer roles from Assistant Manager to Senior Manager at Keppel Bank and Tong Yang Bank before transitioning to the Asialink Group of Companies in 2002, where he assumed roles from AVP to VP of Credit and Operations/Collections.

He graduated from De La Salle University in 1988, earning a Bachelor's degree in Economics.

SARAH WANG

Ms. Wang has accumulated over 14 years of professional experience as an investment professional in the US and Asia. Since 2014, she has held the position of Partner and Director at Stem Capital Partners, a private investment firm based in Hong Kong.

Before her tenure at Stem Capital Partners and the Bank, she served as an Associate at Health Evolution Partners - USA (2011-2013), a middle-market private equity firm. Ms. Wang began her career as an Analyst in the investment banking division at Goldman Sachs & Co. - USA (2009-2011).

She completed her Bachelor’s degree at the University of California Berkeley, Haas School of Business.

JOSE MARIA J. MARIGOMEN 

He is also a Director of Narmo Capital LLC – Bahrain (since 2005) and Maalem Financing Co. – Saudi Arabia.

Prior to joining the Bank, he worked as a Senior Advisor/Head of Global Relationship in Abu Dhabi Islamic Bank (2015-2016), Senior Advisor in Oliver Wyman (2014-2015), Managing Director at Gulf International Bank (2012-2014), Chief Risk Officer at Alinma Bank (2008-2011), Chief Risk Officer at Bank Lippo (2006-2008), Chief Risk Officer at Bank International Indonesia (2005-2006), General Manager and various senior positions at Samba Financial Group and Citibank (1984-2005).

He graduated with a Bachelor’s Degree in Electrical Engineering at the Mapua Institute of Technology in 1974. Then he had his Master’s Degree in Business Management at the Asian Institute of Management in 1979.

JOSEFA ELVIRA E. DITCHING - LORICO

She is currently an active licensed John C. Maxwell (JCM) Team Member, Coach, Trainer and Speaker. She is also a Training Consultant affiliated with I-TechWeb Services and Solutions, Inc. and a Strategic Planning Consultant & Associate Life Member of the Bankers Institute of the Philippines (BAIPHIL). She is also a former Managing Director at the Bangko Sentral ng Pilipinas (BSP).

Her 37 years of service as a central banker makes her one of the most well-rounded talent in terms of proving her dedication and commitment to her craft, as well as her versatility in performing different roles. She has been exposed to internal auditing, bank examination, financial literacy and consumer protection advocacy, policy formulation, human resource management, and the last was in the area of currency management prior to her optional retirement on 31 March 2021.

Her acquired competencies through exposure to different fields of expertise enabled her to become a subject matter expert being invited to talk on various topics, such as: financial statement analysis, risk management, corporate governance, financial literacy and consumer protection, HR-related and leadership topics, and all about Philippine currency.

She is currently one of the Resource Speakers for the bank-wide Values in Practice seminars of the BSP, a business planning consultant and facilitator of BAIPHIL, and a Focus Group Discussion moderator and facilitator for a project of the Asia-Pacific Economic Cooperation (APEC) member economies.

JOSE MA. JASON J. FRANCISCO

He completed his Bachelor’s Degree in Legal Management at the University of Sto. Tomas (UST) in 2006, and later pursued a postgraduate degree in Bachelor of Laws from both UST and Far Eastern University in 2012.

Beginning as a Bank Teller at China Banking Corporation, he progressed to become a Senior Partner at Acuna and Francisco Law in 2020, gaining experience across various industries. In 2021, he assumed the role of Data Protection Officer at SBS Philippines Corporation and Assistant Legal Counsel at the Philippine Constructors Association (PCA) Inc. In 2022, he served as the General Legal Counsel and Corporate Secretary at Remotify, Inc., and also took on the position of Corporate Secretary at the International Federation of Asian and Western Pacific Contractors’ Associations (IFAWPCA) Inc.

Currently, he holds the position of Acting Managing Partner at Acuna Francisco and Mendoza Law firm, while also serving as the Corporate Secretary of TRBank, Inc. (A Rural Bank).